We automatically receive and collect certain information from your browser, including your IP address, the Uniform Resource Locator ("URL") that you just came from, which URL you next go to, browser type, browser language, date and time of your query, cookie information, and the pages you request. This information is complied and analyzed on both a personal and an aggregated basis. We may use third-party analytics services to collect, monitor and analyze the information collected as described above. Additionally, we collect information from you when you register on our site, on our mobile application, place an order, subscribe to our Services or correspond with any person at XUVI with a request to be added to our Services. When registering, as appropriate, you may be asked to enter, among other things, your: name, e-mail address, mailing address, phone number, credit card information, location, connections made, login credentials (email, financial institutions), social network public profiles (such as those available via Google, Yahoo, Microsoft, Facebook, Twitter and LinkedIn), demographic information and other linked internet accounts. You may, however, visit our website or mobile application anonymously as XUVI may permit in its sole discretion.
How XUVI Uses Your Information
Information gathered when you visit our website or mobile application or use our Services allows XUVI to personalize your experience, improve our website or mobile application or both, improve our customer service, process transactions, administer contests, promotions, surveys or other site feature, and to send periodic emails. If provided to us, we may enter your name into one of our databases so we can contact you to obtain your input, or provide you with information about our programs and events. XUVI may share information about you with vendors and service providers who assist us with our activities and programs. These vendors and service providers help us with functions such as fulfilling orders, managing data, and processing information. XUVI may share information and analysis with third parties, including your SPENDSCORE (defined below) it enters into agreements with in an effort to provide better information to those third parties. In addition, we make disclosures as required by law.
Spending Information and Analysis.
You acknowledge and agree that XUVI collects, cleanses, organizes, parses, analyzes and rates ("Spend Analysis") spend information gathered from one or all of the following sources: email receipts, receipt images, transactions from financial institutions and related information, name, email address, location, connections made, login credentials (email, financial institutions), social network public profiles (such as those available via Google, Yahoo, Microsoft, Facebook, Twitter and LinkedIn), demographic information and other linked internet accounts (collectively "Spending Information"). You expressly agree that XUVI may collect, cleanse, organize, parse, analyze, and rate your Spending Information.
You acknowledge and agree that XUVI conducts Spend Analysis on Spending Information through an automated, integrated and actionable environment in an effort to maximize benefits based upon your Spending Information by combining Spending Information with information from third party marketers, vendors and suppliers and other historical or archived information.
You acknowledge and agree that XUVI may assign you a SPENDSCORE which is a value XUVI in its sole and absolute discretion, determines based upon the results of XUVI's Spend Analysis, Spending Information, and other information from third party marketers, vendors and suppliers as well as other historical or archived information.
You acknowledge and agree that any SPENDSCORE value assigned to you may change, without prior notice, from time to time based on a variety of factors, including, but not limited to: changes to Spend Analysis methods, algorithms; changes to Spending Information; and third party information. You acknowledge and agree that because SPENDSCORE is a numbering system derived using data science, it is bound to be inaccurate or otherwise uncertain.
The XUVI Services are equipped with security measures to protect against the loss, misuse, and unauthorized alteration of the information under our control. However, we cannot guarantee that the information will not be lost or misused, but we will make every effort to ensure that it is secured to avoid such problems.
Reviewing and Correcting the Information
Our goal is to maintain only accurate data. Accordingly, if you find errors in any of your personal information, please notify us in one of the following ways, and we will work diligently to correct it.
1. You may send an email with your corrections to firstname.lastname@example.org.
2. You may call us at the following number: +1 (650) 937 9884
The Services may provide location-based services and, as such XUVI and our partners may collect, use, and share precise location data, including the real-time geographic location of your computer or device. Where available, location-based services may use GPS, Bluetooth, and your IP Address, along with crowd-sourced Wi-Fi hotspot and cell tower locations, and other technologies to determine your devices' approximate location. Unless you provide consent, this location data is collected anonymously in a form that does not personally identify you and is used by XUVI to provide and improve location-based products and services.
Edit and Delete Account Information and Preferences
Children's Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not knowingly collect any information from anyone under 13 years of age. Our Services are all directed to people who are at least 13 years old or older.
Foreign Transfer of Data
The XUVI Services are designed for use by U.S. residents. If you are not a U.S. resident, you can use the Services, but you are responsible for making sure that your actions comply with the laws in your area. When you submit information through the Services, we understand that your action is an affirmative act, indicating informed consent to the processing as well as informed consent to allow the transborder transfer of the data to the U.S. for the purposes outlined above. If you submit any personal information about yourself or others, including information inferring or demonstrating religious beliefs, affiliations, or practices, you alone are responsible for the consequences of making this transfer of personal information.
XUVI is not responsible for the privacy practices or content of any third-party sites. For your own protection, you should review the policies of similar sites to ensure they meet your personal expectations of privacy.
Compliance with Laws and Law Enforcement
XUVI cooperates with government and law enforcement officials and private parties to enforce and comply with the law. XUVI reserves the right to disclose any information to government or law enforcement officials or private parties if, in our discretion, we believe it is necessary or appropriate in order to respond to legal requests (including court orders and subpoenas), to protect the safety, property or rights of XUVI or of any third party, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.
Copyright and Trademark Notice
All content, including without limitation, text, data, graphics, logos, button icons, images, audio, video, software, photographs, graphs, typefaces and other materials which are or may be included as a part of the Services, is the property of XUVI and is protected by copyrights, trademarks, trade secrets and/or other proprietary rights. The compilation of all the content on this site is the exclusive property of XUVI and is protected by U.S. and international copyright laws.
The trademarks, service marks, and logos used and displayed through the Services are registered and unregistered trademarks of XUVI and its content providers. Nothing on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, service mark or logo displayed through the Services, without the written permission of the mark or logo owner. The use of any XUVI trademark, service mark or logo as a link to any site is prohibited without XUVI prior written approval. The unauthorized use of any trademark, service mark or logo displayed on this site is strictly prohibited
Except as described in this notice or as permitted by the fair use privilege under U.S. copyright law, you may not copy, reproduce, distribute, publish, download, display, post, create derivative works from or transmit the content in any form or by any means (including electronic, mechanical, photocopying, recording, or otherwise) without the prior written permission of XUVI or the respective copyright owner. Permission is granted to display, copy, distribute and download the content on this site for personal, non-commercial use only, provided you do not modify the content and that you retain all copyright and other proprietary notices contained in the content. You also may not "mirror" any content contained on this site on any other server without XUVI' express written permission. Permission for you to use the content terminates automatically if you breach any of the terms or conditions contained in this notice. Upon termination, you must immediately destroy any downloaded and printed content.
The products, content, information and services included in or accessed through our Services are provided on an "As Is" basis without warranty of any kind. XUVI does not represent that the information accessible on or through its Services is accurate, complete or current. XUVI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO SUCH PRODUCTS, CONTENT, INFORMATION OR SERVICES INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.
Any links or references on the XUVI Services to any third party site are provided solely for your convenience. XUVI makes no representation or warranty with respect to the content, accuracy, safety, existence or any other aspect of any third party site or any materials obtained by you from such a site. A link or reference from our Services to any other site does not constitute an endorsement of that site or any of its content or of the quality or acceptability of any products or services offered through the site.
You are responsible for the use and compatibility of any hardware or software with the Internet and the XUVI Services. XUVI makes no warranty that any particular device or software, even if recommended by an XUVI agent or employee, will function properly with our Services.
XUVI does not warrant that: (1) access to its Services will be uninterrupted, error free or secure; (2) any materials accessible on or through its Services will be free from viruses, worms or other harmful components; or (3) you will be able to connect, communicate or pass information to the Services or any other site on the Internet at any particular speed or throughput. You agree that XUVI is not liable for any damages to you which may result from a loss or degradation of access to the Services or any loss of materials or data that you have stored on the Services. XUVI recommends that customers regularly backup or download important information you stored on the Services.
XUVI does not warrant that SPENDSCORE is accurate nor will remain consistent. You acknowledge and agree that any SPENDSCORE value assigned to you may change, without prior notice, from time to time based on a variety of factors, including, but not limited to: changes to Spend Analysis methods, algorithms; changes to Spending Information; and third party information. You acknowledge and agree that because SPENDSCORE is a numbering system derived using data science, it is bound to be inaccurate or otherwise uncertain.
Assumption of Risk for Sharing Information
Please be aware that no security measures are perfect or impenetrable and XUVI cannot control the actions of other users with whom you share your information. XUVI cannot guarantee that only authorized persons will view your information. Likewise, XUVI cannot ensure that information you share on this site will not become publicly available. XUVI is not responsible for third party circumvention of any privacy settings or security measures. You can reduce these risks by using common sense security practices such as choosing a strong password, using different passwords for different services, and using up to date antivirus software.
If you are a California resident, in addition to the rights set forth above, you have the right to request information from us regarding the manner in which we share certain categories of your personal information with third parties for their direct marketing purposes. California law provides that you have the right to submit a request for and receive the following information: the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year, the names and addresses of third parties that received such information, and if the nature of a third party's business cannot be reasonably determined from the third party's name, examples of the products or services marketed.
Additional Legal Terms
XUVI reserves the right to modify the terms, conditions and policies related to its Services at any time without prior notice by posting the change on the XUVI website or mobile application. All changes will become effective immediately upon posting. XUVI reserves the right to modify, add, or remove any service, promotion, loyalty card, feature, product or information from its Services at any time without prior notice. Further, XUVI is not responsible for any modification, addition, or removal of any service, promotion, discount, feature, product or information offered by any business or merchant affiliates at any time without prior notice. The terms, conditions and policies contained on its website or mobile application contain the full and complete understanding of the parties with respect to your use of the XUVI Services. XUVI will not be bound by any statements made by agents or employees of XUVI which conflict with these terms, conditions and/or policies.
All terms, conditions and policies and any dispute arising from or relating to them will be governed and interpreted in accordance with the laws of the State of Nevada. Venue for any legal action concerning the terms, conditions and policies shall lie exclusively in the Eighth Judicial District Court, Clark County, Nevada, and by accessing and using the XUVI Services you expressly consent to jurisdiction and venue in such court.
Effective date: June 9, 2016.